Schmitt Real Estate & Invest GmbH
Personal property financing advice

Property financing

The right financing for your property purchase.

From an honest budget assessment and comparison of suitable solutions through to coordination with the bank and notary, we help buyers in the Rhine-Main region secure sustainable financing.

Financing that suits the property and your life plans.

A property is a long-term decision. We assess your options realistically, organise the documents and connect you with suitable finance partners, enabling you to act quickly and with confidence.

  • Honest budget and feasibility assessment
  • Determining an affordable monthly payment
  • Comparison of terms and finance partners
  • Equity and ancillary-cost planning
  • Preparation of financing documents
  • Financing confirmation for your offer
  • Coordination with bank, agent and notary
  • Support through to payout
Key handover for a new property

How your financing progresses.

Four clearly defined phases, from the initial assessment through to payout.

  1. 01

    Budget & equity

    We clarify your financial framework, equity and affordable payment – honestly and transparently.

  2. 02

    Compare terms

    Suitable finance partners and terms are compared and aligned with your plans.

  3. 03

    Documents & approval

    We prepare the documents and support you through to binding financing approval.

  4. 04

    Completion & payout

    Coordination with the bank and notary through to payout, without unnecessary friction.

What should be clarified before comparing terms.

Financing offers can only be compared properly once the budget, reserves and property context have been prepared clearly.

Household & commitments

Income, ongoing expenditure and existing financing form the basis for a realistic monthly budget.

Equity & reserves

Available equity is considered separately from the liquidity that should remain as a reserve after the purchase.

Purchase price & ancillary costs

The overall assessment includes the purchase price, transaction costs and any initial investment requirements.

Property documents

Once a property has been selected, the lender needs reliable information and documents concerning the property and purchase.

Substantial financing, not a standard product.

Independent assessment

We compare solutions from different partners rather than relying on a single bank product.

Strong partner network

Access to banks and finance partners in Frankfurt and the Rhine-Main region.

Ready to act quickly

Financing confirmation allows you to approach a purchase with confidence and credibility.

Sustainably calculated

Payments, reserves and ancillary costs are planned realistically, without optimistic assumptions.

Funding considered

Potential subsidy programmes and KfW options are considered within the structure.

One source

Valuation, sales and financing work together, with one contact throughout.

Request financing advice.

Tell us briefly about your plans, purchase price and equity. We will respond personally with an initial assessment and the next steps.

Frequently asked questions

Is there a charge for financing advice?

An initial conversation to assess your options is without obligation. We agree the subsequent process and any costs transparently in advance.

Do you work with particular banks?

We compare solutions from several finance partners and banks and select a suitable structure for your plans.

Do I already need a specific property?

No. It is often sensible to clarify the financial framework first; financing confirmation makes you a more credible buyer.

Which documents are required?

Lenders typically require evidence of income, equity and existing commitments, followed by documents for the property. We help prepare them systematically.

Are ancillary purchase costs and reserves included?

Yes. A robust assessment covers not just price and monthly payment, but also transaction costs, available liquidity and an appropriate buffer.

What matters when comparing offers?

Not just the interest rate. The fixed-rate period, repayment, special repayments, commitment terms and required flexibility also matter.

€ 650.000
€ 100.000€ 3.000.000+
€ 100.000
€ 0€ 1.500.000+
Frankfurt skyline and bridge

Clarify financing first – then buy with confidence.

We clarify your budget, monthly payment and financial room before it becomes urgent.